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Do You Understand Your Dental Insurance? Marietta, GA

Do You Understand Your Dental Insurance?

Insurance is not the most desirable topic to discuss. However, having a proper understanding of the way dental insurance works might alleviate your anxiety and encourage you to get the necessary preventative, restorative or emergency dental procedures you need to stay healthy. Whether you currently have dental insurance or you are shopping the market for one that fits your family’s needs best, here is some basic information to help you get started on gaining an understanding of how it all works.

Is your dentist in or out? Using an in-network dentist means your services will be covered or recognized by your insurance provider. Most of the time, an insurance specialist at your dental office will submit your claim for you on your behalf. When your dentist is out of network, you can expect to pay for your dental procedures up front and you will need to personally submit your claims for partial reimbursement.

There are a few commonly used terms when it comes to health insurance and dental insurance is no different. A clear understanding of these will help you decipher your plan and help you budget accordingly for upcoming dental work:

  • Maximum: This will pertain to the set maximum dollar amount that a dental plan will pay toward the cost of dental care during a specific benefit period.
  • Deductible: A deductible is the amount of money you have to pay out of pocket before your dental insurance benefits will start contributing to the cost of your treatment.
  • Coinsurance: This represents a set percentage for the cost of your treatment that is paid by your dental insurance benefits; you are expected to pay the difference or remaining balance. You will be responsible for any charges over the allotted coinsurance even if you have met your deductible.

Be sure to note what is not covered under your plan. For instance, many dental insurance providers do not cover cosmetic dental procedures. If this is the case, ask your dentist about payment plans or other financial aid.

At Gilreath Family Dentistry, we are happy to discuss your current dental insurance coverage or help you choose a dental plan that fits your budget and projected dental needs. A senior adult who is facing tooth replacement options may need a very different plan than a healthy family of young kids that will most likely need just routine maintenance dental visits for the next few years. Perhaps one of the most important facts to remind yourself is that if you have dental insurance and you skip your routine six-month dental checkups, then you are wasting valuable coverage that most dental insurance companies provide. Are you getting the most out of your coverage? In more times than not, taking advantage of your preventative coverage now means eliminating costly dental procedures in the future.

Posted on behalf of Dr. Paul Gilreath IV, Gilreath Family Dentistry

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Our Client Reviews
Gilreath Family Dentistry

5.0 / 5.0

Based on 307 reviews


Dr. Gilreath is incredible with my kids. They love going to the dentist now! And this busy mom loves the warm neck wraps, the soft music and enjoying a latte while I relax!

Kenneth H.

Was lucky enough to find these guys when I got insurance that my old dentist did not take. Very professional and friendly staff! Office has the latest greatest technology as well. If you're looking for a new dentist, search no further!

Susie L.

Very personable and friendly, they took the time to go over my complex dental history and did not pressure me into anything. They gave their recommendations and priced out any options I had. Great group!

Camille Y.

Dr. Gilreath and his staff are top notch. I received the best cleaning I've ever had while watching my favorite show. The Doctor and his staff were all very polite, friendly, and courteous. They explained everything to me clearly and presented me with options in a gentle way that didn't make me feel pressured at all. It's obvious they really care about the wellbeing of their patients. The facility and equipment is really nice as well. I will definitely be back!

Juan R.

Always willing to work around my kids and my schedules. Today I had a long appointment. They started on time and always made sure I was comfortable and that the pain was managed so the procedure could’ve been completed without issues. Very courteous and professional staff.

Lucia B.

Awesome dental practice! The staff is friendly and efficient. Dr. Gilreath is thorough and versed in the latest technology and procedures. I love that he can make crowns in the office while you wait (so no walking around with a temporary crown for days or weeks). I would strongly recommend this dental practice!

Matthew W.

I've been going here for about a little over a year now. I've had a few cleanings, a filling, and started Invisiline so far. Hands down, the best run dental office I've ever been to. In the past at other dental offices I often had to wait 30 or more minutes beyond my appointment time before being seen. At Dr. Gilreath's office I've been seen on time every time. They seem to have systems in place to make every part of your visit run smoothly. From how they took x-rays, to billing and appointments, to the work done by the hygienist/dentist, everything seems to run like a well oiled machine. On top of that all the staff are all friendly, helpful and knowledgeable. The office space itself is also quite nice. Very clean, well maintained, and seems very "up to date" with their equipment. If you're looking for a dentist and are anywhere in the northwest metro area I would highly recommend Dr. Gilreath.

Jhion R.

The staff is always so courteous and personable. They make us feel like family every time we have an appointment. Service is excellent, too. My wife recently went for a cleaning and Dr. Gilreath noticed a chip in one of her fillings. He knew we recently had another baby and that her time was very limited so he went ahead and did the filling right then and there, an extra thirty minutes tops. Dr. Gilreath is always looking at the big picture and really knows his stuff. We will never go anywhere else

Our Office

Gilreath Family Dentistry

200 White St NW
Marietta, GA 30060

Call to Schedule an Appointment:
(770) 796-7081

Gilreath Family Dentistry waiting room Marietta GA.